Welcome to Credit Advice

Welcome. Our free credit advice guides have helped thousands of users in the UK, repair their credit scores and get back on track with their finances. Below are some of our latest guides, feel free to read through. We hope you enjoy our website and please do get in touch if you have any useful feedback. Also, don’t forget to check your credit score regularly.

Why use Credit Advice

We guides are professionally written to help answer questions you may have about anything to do with your credit. We take every care to make our guides as clear and easy to read as possible. We provide our guides free of charge and always will do. With over 50 guides and counting, we’re one of the largest online resources offering credit advice.

Why do I need a credit report?

  • credit-reportImproving your credit score could give you access to better credit rates for loans, credit cards and mortgages.
  •  Monitoring your credit history, helps protect your identity online and alerts you of any fraudulent activity.

How can I get a free* credit report?

You can get your Experian credit report and score completely free* during your free trial.

  • Unlimited access to your Experian Credit Report
  • Expert guidance on improving your Experian Credit Score
  • Dedicated, specialist help if you’re a victim of fraud

*A monthly fee of £14.99 applies after your free trial. You may cancel during your 30-day free trial without charge.

Get your FREE 30-day trial*

Get your FREE* Credit Report and Score

Credit Score Gauge

Checking your credit report is the first major step in taking control of your financial situation.

Get your FREE 30-day trial*

*A monthly fee of £14.99 applies after your free trial. You may cancel during your 30-day free trial without charge.


Latest Guides

Couple-Signing-Documents

Is a credit score of 702 good enough?

This question (is a score of X good?) is pretty common, but very hard to answer. Firstly, it depends on who has given you that score and secondly it depends on what you want to do with it. In general,...

Read this guide
Couple-With-Financial-Adviser

What does a credit score of 475 mean?

This is a common question, but on its own it is difficult to answer. The problem is that you don’t actually have a single, universal credit score. Your actual credit history will look fairly similar whoever you go to, but...

Read this guide
Mobile-Phone-Credit-Rating

What credit rating do you need for a mobile phone contract?

Technically, having a phone on contract is a form of credit because you are using the phone’s services each month and then paying for that usage at the end of month. Fortunately, getting a mobile phone contract is one of...

Read this guide